Affordable Auto Insurance

Determining the most suitable car insurance plan depends on several factors. Diamond Legacy Insurance can assist you in exploring your options to find the plan that best meets your needs.

State minimum liability coverage is often considered the most affordable type of car insurance. On average, liability-only insurance costs $1,333 less than a full-coverage policy.

Annual mileage refers to the total number of miles a car is driven within a year. For instance, if your 2011 Subaru Outback has accumulated 200,000 miles by 2021, its annual mileage would be 20,000 miles.

Auto insurance is a contractual agreement between you and an insurance company that provides financial protection in the event of an accident or theft. In exchange for your premium payments, the insurance company agrees to cover your losses as specified in your policy.

⦁ Liability Coverage: Protects you in case you cause damage to others or their property.
⦁ Collision Coverage: Covers your vehicle if you collide with another car, person, or non-moving object.
⦁ Comprehensive Auto Coverage: Protects your vehicle from non-collision incidents, such as theft, vandalism, fire, severe weather, and hitting animals or objects on the road.

Auto insurance is typically required by law in most states. It helps cover your financial responsibilities if you are at fault in an accident, including medical bills and property damage for the other party involved.