Explore Workers' Comp Insurance Plans

Yes, California employers must have workers' compensation insurance, regardless of the number of employees. If an employee gets injured or sick due to work, the employer is required to pay for workers' compensation benefits.

Employers in California must purchase workers' compensation insurance from a licensed insurance company or through the State Compensation Insurance Fund. Self-insurance for workers' compensation is also an option for some employers.

The vast majority of workers in California are covered by workers' compensation, including part-time, full-time, and seasonal workers. Any employer with at least one employee must have workers' compensation insurance.

A 4600 letter is a form created by the Division of Workers' Compensation in California to allow an injured worker to choose a physician before an industrial injury occurs. The form outlines the requirements for predesignating a physician.

Under Workers' Compensation Law in California, the employer has the right to select the healthcare providers for injured workers. This means that the employer typically chooses the doctors that the injured worker sees for treatment.

While California law protects workers from being fired or laid off due to work-related injuries or disabilities, being on workers' compensation does not guarantee protection from termination.